My good friend Cynthia Tilghman, Realtor® just posted a "reblog" of Larry Bettag's she wanted to share with her consumers and after going to Larry's blog and reading the post I too want to share. Since this is Larry's post I am going to disable comments so that he receives the full credit! If you have questions in the Bremerton area you can email me. Thanks!
This is a Reblog courtesy Larry Bettag - Cherry Creek Mortgage, Illinois FHA specialist.
His message is right on target and one that I want my Consumers to hear.
The First Time Buyer....WHY BUY NOW????
They are buying homes today that don't have inflated equity..
They don't have to wait for their home to sell...
They have sellers willing to pay their closing costs and buy-down already good interest rates
They are in the first "Buyers" Market in nearly 8 years.
They have the largest selection of homes in 15 years.
The current down turn in pricing will allow them to buy homes in neighborhoods that were out of their reach 2 years ago...
They can get that extra bedroom or bath or garage...
They can still buy a home with 3% down, a job, and reasonable (not perfect) credit through FHA..
FHA loan limits are the Highest ever $271,160
If rates go dramatically lower ...FHA has a streamlined refinance program that doesn't require re-qualification of the buyer.
If they buy before July 9, 2009 they are eligible for a $7500 tax credit....
If they buy before Dec 31 2008 they will get that back with their 2008 return.
This is a life changing opportunity for these buyers...
Author:Jo Soss
Jo Soss is the designated Broker and the owner of Homefront Realty in Bremerton Washington. Selling real estate in the greater Puget Sound area since 1994 she has vast knowledge in all aspects of a real estate transaction. Using today's technology with her signature personal service allows her to achieve complete customer satisfaction.
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