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Naval Base Kitsap | Need Down-payment money - Going on Deployment?

NBK DeploymentLEAVING ON A JET PLANE......

That's the song that I sing when my husband heads out on a deployment. Yep, he is in the Navy but I have never had the pleasure of being involved with a Navy command. We have spent all of our years together hanging out with the Marine Corps.

Deployment can be a very difficult time in a military family's life so; we have to find the positives. Saving all the deployment pay is one! The first tour to Iraq that my husband went on was my first deployment experience as a military spouse. I knew a little about the extra pays and was eager to learn more. I did pay attention at the Deployment Brief. I took all the pamphlets and brochures I could carry. I remember the LtCol standing at the front of the meeting room leaning on the overhead projector and emphasizing about our budgets. He had projected up on the screen the extra pays that our spouses were going to receive.

 

  • Hostile Fire Pay (HFP)/Imminent Danger Pay (IDP). $225.00 a month (HFP/IDP)
  • Family Separation Allowance $250.00 (FSH OR FSA)
  • Hardship Duty Pay-Location $100.00(HDP-L). Indicated as Save Pay on the Leave and Earnings Statement (LES)
  • Depending on the Command and the Branch of Service the service member usually gets to keep their BAS - Basic Allowance for Subsistence . $265.00

 

Naval Base Kitsap Deployment

 

That is a TON of extra pay!! But the bottom line gets even better because all the pay while deployed out side the country in several tax free zones is just that TAX FREE!!!!!

Now that does add up. Depending on the length of deployment you could end up with a pretty nice chuck of change for the purchase of a house, condo or vacant land. Remember how important it is for Military members to own real estate!!

 

 

 

Upon return service members usually receive per diem pay too - that rounds around $3.50 per day and adds up too!!

So add this all together and you could be saving around $800.00 - $1000.00 per month. Multiply that buy the normal deployment of 7 months - oh except for the Army and IA's which is between 12-15 months and that is a huge amount to invest in your future.

Do you own your home? Are you afraid of having to sell in 3, 4 or 5 years? If you are smart and do the right things then homeownership for a military member should not be scary!!!!

 

2009 BAH NAVAL BASE KITSAP | BREMERTON | BANGOR | PSNS | NAVAL HOSPITAL BREMERTON

 

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About the Author...

Jo began her real estate career back in 1994 and soon found out that she loved selling real estate and that she was really good at it! Lots of people sell real estate, but not everyone is good at it.  Jo brings to her clients the commitment to work hard and have fun along the way.  As Jo continues to learn the technology of today to be on the cutting edge of multimedia she takes pride in her ability to keep her trademark "old-fashioned" customer service alive.  If you are looking to sell or  purchase a home in Kitsap County call her office today.  You can also find out more about the area by visiting her blog www.WestSoundLive.com or her web sites www.HomeFrontRealtyOnline.com

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0 comments • Jo Soss [360] 990-1433 Designated Broker|Owner Homefront Realty • May 29 2009 06:12PM